DIVIDENDS! 💸 Safest Way To Get Rich? #Best Education Page #Online Earning

- How's it going today, guys?

I hope you're having a fantastic day.

I have a couple of quick updates to share with you guys,

but for those of you that are not interested,

and you just wanna get straight to the video,

I'm going to include a timestamp

in the comments section below so you can click on that

if you just wanna skip the intro and get right to the video.

That's gonna be a pinned comment down below.

But anyways, first of all, this video here is

actually a collaboration with a friend of mine,

Ryan the Independent Investor on YouTube.

He lives in New York City, but he's actually moving now

for his work, and he drove up four hours here

and four hour back.

It was an eight-hour roundtrip just to say goodbye

and record a video, so it was really awesome

of him to stop by.

He has a great channel called the Independent Investor,

and this is one of the videos he just did recently.

It's gonna be part of a five-part series

on investing later in life, portfolio strategies

for your 50s, 60s, and 70s, so I know a lot

of older people are often commenting on my videos

and saying, "What can I do to get started in investing?"

And this would be a great video series for you,

so I'm gonna link up his video and his channel down below,

and make sure you guys jump over

and give him some appreciation and some love

for taking the trip he did and stopping by here.

Second of all, the other piece of information

that I have is I have a new course available.

It's completely free.

It's called Course Creation Companion.

It's all about starting and launching an online course

or membership site, and I spent about a month

and a half putting this all together here.

I think I have just under 50 lectures.

It's broken up into five sections,

the introduction, phase one: the idea,

phase two: creating your course,

phase three: hosting it,

phase four: launching, and phase five: maintaining,

so this is a completely free course I put together

just because I have
a lot of people that are looking

to start an online course that are asking me questions,

so I kind of felt obligated to put this together,

and that again is down in the description below

if you guys are interested in enrolling,

and you're also going to be able to join a Facebook group

where you can talk to me and other people

who are working on building

their own online educational platform.

And then finally, we have to do our weekly giveaway

for the Stock Radar membership.

Every single week here on my channel,

I give away a lifetime membership to Stock Radar,

and this week's winner is Latesha Grant.

She commented the #stockradar on my Instagram page,

so you've won a lifetime membership to Stock Radar,

and my membership site is going to be closing this Friday

at 11:55 p.m. Eastern Standard Time,

and it's not going to be back open until August 1st

or later, so if you are interested in enrolling

and joining Stock Radar, being a part of this community,

you have up until Friday at 11:55 p.m. to join,

and then you won't be able to join until August,

so just in case you're interested,

that is an update for you when it comes to Stock Radar.

But anyways, guys, that's it

for my brief channel updates here.

Now, let's go ahead and get into this video talking

about some dividend stocks you might want to invest in.

How's it going today, guys?

Welcome back to the channel here.

I have a special guest on the channel,

Ryan from the Independent Investor channel on YouTube.

He decided to stop by.

So you're moving to where now?

You're moving out of the city?

- We're moving down to Virginia, yep, relocating,

so just another move here.

- Gotcha, yeah.

So you're in the military,

so you're always moving around, right?

- Yep, absolutely.

- Gotcha. - We're always moving.

- So he's stopping by just to say hello and also goodbye

at the same time, but so he stopped by,

and I wanted him to bring over some pics here

as far as his top dividend stocks.

You've got some interesting picks here,

and so that's what we're gonna get into,

but before we do that, I think it's important too

that we talk about some ground rules for investing

at this point in time that may or may not be applicable

in other points in time,

but they're very important right now,

and so before we get into the picks, you wanna start off

with some of those ground rules?

- It's always important when you're looking

at these stock pick videos not to just rush out

and buy stock tomorrow, all right, so we wanna kind

of premise some ground rules and that you need to be able

to do your own research on these stock picks.

All these stock picks that we're offering,

I actually personally own them, all right,

so it's kind of like a put your money

where your mouth is type of perspective,

so you can kind of resonate with the information

and knowing that I actually own these stocks,

and I don't mind pushing them out there for you guys.

Now, keep in mind as well that these are not going

to fit into every portfolio, all right,

so again, the last thing I wanna see is people rush out

to buy them.

If these stock picks are not gonna fit

into your particular portfolio, I say all the time

that no portfolio has to be the same, all right,

so they may fit in your portfolio.

They may not, all right.

When I was looking through my watch list

and getting together six really good dividend payers

that are available in the stock market,

I really ran them through a lot of metrics,

and these are kind of the six best that somebody

who's looking to get involved in the stock market,

maybe a new investor out there that may be really scared

by the stock market, can actually look at these stocks

and say, "Okay, I understand what Ryan's saying.

"I feel comfortable.

"I recognize each and every one of these companies,"

and you can feel comfortable with starting some positions

in each of these in your portfolio.

I also wanna talk about

just having fair expectations, all right.

A lot of people wanna go for the sexy stocks out there,

right, the Facebook and the Google, right.

- The tech stocks, the FANG.

I know that I call those the market high flyers.

Those are the ones that everyone's talking about,

all the analysts are talking about,

and in my opinion, a lot of the opportunities lie

in the undiscovered areas where people aren't

necessarily looking, and so typically,

when I see somebody pumping

up a high flyer, that's when I say,

"Okay, I think I wanna be avoiding that stock."

Is that kind of the same mindset you have towards that?

- It is, and I get hit with this question all the time.

Should I buy Facebook instead of an Apple, okay?

And my response is always, "Look, if you have the ability

"to buy both stocks, they're both fantastic,

"but you need to have fair expectations about entering

"into a high-growth name like a Facebook

"as opposed to a value play in the name

"that I'm gonna recommend to you guys," right.

And I always recommend that new investors get involved

in the stock market more passively, right.

They need to enter into the stock market and get some time

under their belt becoming an investor first, okay,

and as you build that time, and you start

to define your risk tolerance in the stock market,

you're really gonna get used to being an investor,

and that's the time when you wanna maybe start

to add a little bit of growth exposure to your portfolio.

And that's really one of my rules,

is to have fair expectations about dividend stocks.

When you're investing in a dividend stock,

don't expect it to go up right away.

- Yeah, it's not gonna look like a Netflix

or an Amazon stock for sure.

It's gonna be more of a slower growth over time.

So what would you say would be,

so if somebody is just getting started

with the stock market, what do you think is the first place?

Is it a ETF?

Do you think they should start with an ETF

and then get into, or do you think they can start

right off with a dividend stock?

- Absolutely, so there's a lot of people that are looking

to start in the stock market, and owning single stock

for a lot of people is scary.

I invested for seven years before I entered

into single stock exposure, okay,

so the best thing that you could possibly do is look

at your Vanguard products,

and the VYM is the Vanguard's high yield, and it's built.

It's an ETF built of nothing but dividend payers, all right,

and that's gonna pay you around a 3% dividend

in that ETF, so if you are looking

to take a passive approach, that would be

how you could do it safely and guarantee

that you have that diversification right up front,

instead of going with the single stock method.

- Now, that's a very interesting point

that he brings up here as well,

is that is a dividend guaranteed?

A lot of people don't know this,

but is a dividend guaranteed, Ryan?

- Well, so a lot of these that I'm gonna talk about,

and a lot of these stocks have been paying dividends.

One of the stocks have paying a dividend for 125 years,

and most of these increased their dividends

for multiple decades, right, decade after decade,

so you never, ever want to use the word guarantee

when you're talking about the stock market,

but a dividend really is the closest thing

to a guarantee that you can possibly get

in the stock market, and it's a lot of reason

why people invest in the stock market.

It is to get that guaranteed quarterly or monthly payment

in the way of that dividend.

- So when it comes to a dividend, if you're looking

at a company that has decades of history

of paying that dividend, it's probably a sure bet,

but again, if you find a newly formed company

or one that just recently began paying a dividend,

understand that it's not guaranteed.

They could restructure or cut that dividend

at any point in time, and so I think really

what it comes down to is looking at the dividend history,

and I know a mistake that a lot of people make,

'cause I see these comments a lot of the time

on my videos, is they look for these stocks

that are throwing out at 10 or 15% dividend yield

at any point in time, not remembering

that there's no guarantee on that dividend,

and that can be a trap for investors,

is hunting for that high-dividend yield

and not considering, number one,

can the company afford that dividend,

and number two, how likely are they to restructure

or cut that dividend.

Yeah, so the number one pick on my stock list is Microsoft,

okay, and Microsoft hasn't paid a dividend that long.

It's paid it back since 2003,

and it's increased that dividend over the last 13 years,

but it only pays a 1.7% dividend yield.

And you think, "Okay, this is a dividend video.

"What's this doing as one of the top picks?"

It's a healthy dividend, and it's been sustained,

and Microsoft is really in one of the transitional periods

where it's going from one of its legacy businesses

in hardware and software, and it's transforming

to one of the very best cloud computing businesses,

and it's being reflected right now in the multiple.

Microsoft trades at a 30% multiple right now,

which is actually above historic norms,

and Microsoft has just been on a tear,

and I hesitate sometimes to recommend a stock

that's been on this big of an upswing,

but Microsoft has even more upside potential,

because it's just now transitioning

from that legacy valuation to its new valuation

and getting that premium valuation as more of a cloud play.

So for a beginning investor, really,

Microsoft does it for you,

and a five-share position could run you $500,

and if you're looking to start your portfolio

and get some of these excellent blue-chip companies

in there, Microsoft has $750 billion of market cap

- Yeah, one of the largest companies in the market,

and it was one that I think on my top five for 2017.

It did very well, and I still see a lot of potential

with Microsoft, again mostly because of the cloud computing

and everything they're doing with that,

and so I certainly agree with that pick as well,

and what I like about that is that it's kind

of a blended approach there of both growth and income,

so you're gonna hopefully get the underlying growth

but then getting into the cloud computing

in different businesses,

and then you get the dividend as well.

And another thing we should discuss

as well is the importance of a drip

and reinvesting your dividends in order

to getting the full potential that you can

with these dividend stocks.

Do you set up a drip with your dividend stocks?

- Yeah, so anybody that's looking to start out

in the stock market or even somebody that's been involved

for a while, we're looking to accumulate wealth, okay,

and we accumulate wealth by accumulating our share base,

all right, so setting a drip really is very simple.

It's just a setting within your account.

You go in there and set it up,

and those dividends that are paid to you,

sporadically if you own multiple stocks,

will be paid to you quarterly,

and what'll happen is those will automatically roll back

into the stock and buy you more shares in that stock,

so the next time you're paid that dividend, you're paid

on that higher amount of stock ownership.

It's a beautiful thing, and that's one of those benefits

of seeking out a dividend,

is knowing that you can participate

in that drip program and build your share base.

That's really what it's about. - Absolutely,

and the other thing about dividends is the potential

to be paid in two different ways,

of both the asset appreciation and the dividend,

and also, what I like about dividends is they can

also be kind of a hedge against a bet

if maybe you're necessarily wrong

on a particular stock and it goes down,

but you're still collecting those dividends

and adding to your share base, it's gonna help you start

to see a positive return from that investment.

Okay, so I think we've covered the first pick, Microsoft.

We covered our ground rules here for investing.

What is your number two dividend pick for us here?

- Yeah, so the number two dividend,

and we're probably gonna take some abuse for this,

because Walmart has come off of its high.

It's traded under the ticker symbol WMT

on the New York Stock Exchange.

Walmart is a behemoth, and you guys that are new investors,

and you wanna get those cornerstones in your portfolio,

and you wanna build out these cornerstones

to be anchors in your portfolio

in the case of an eventual downturn.

Walmart is one of those that you wanna own.

It's come off of its high of 106.

It's right now in the low 80s, and what I tried

to do is provide you guys an attractive entry point

to some of these high dividend payers,

and Walmart fit the bill.

From a technical perspective, I looked at the charts,

and they were really screaming

as to establishing a nice base here as an entry.

They've paid out a dividend since 1974.

They are traditionally just a domestic play.

They only have 25% of their business international,

which I felt interesting in Walmart.

They've got a $250 billion market cap,

trades at about 19 times forward earnings, all right.

They've risen the dividend 45 years in a row,

so when you allude to dividends being a guarantee,

I really don't mind putting these stock picks out there

for somebody that's new, looking to get involved

in the stock market, wanting to get excited,

and I talk all the time about resonating with the name

that you're investing in.

- You can't-- - Oh, yeah, absolutely.

Absolutely, you have to really care about the business

and have it be a company you understand as well,

and so far, these two picks so far,

very easy to understand, businesses we're all familiar with,

and the other thing that I like about Walmart

as well as far as getting more defensive,

this is a company that performs well in a bear market

as well, because it's the value option for people.

Maybe they can't afford to go to Whole Foods

for their groceries, but they can afford to go to Walmart,

and so it's a company that typically sees more spending

as well, or at least consistent spending,

whether or not we are in a good economy or a bad economy,

so it's a good defensive pick as well.

- Yeah, and while we enter into that downturn,

you're gonna enjoy that dividend of about 2.4% on that,

so you can kind of rest easy, and that's another thing

that's worth mentioning now with the current state

of the stock market being at record highs.

We're almost in the euphoric stage

of our stock market phase now.

Now, I don't tend to forecast stock markets,

nor do I believe that's possible, okay,

but it's fair to recognize that the stock market is really

at an all-time high, so investing

into strength is usually not something

that a value investor does, but certainly we're looking

at taking small starting positions in each

of these dividend payers if you're looking

to get exposure in the stock market as a new investor.

- And then the other thing to say off

of that as well, and this is probably

just in case you guys aren't getting the gist,

this is gonna be a longer video here with not

so much structure, but one thing that you have to remember,

too, is you don't wanna be lump sum investing, typically,

at any point ever, really, honestly, unless you're in

a bear market and you really wanna get

in at that point in time.

But you wanna be investing over a long period of time,

so even if you had $10,000, I wouldn't necessarily say,

"Put $10,000 into the stock market right now."

You'd wanna chunk that up over many months.

Just that way, you can smooth that out

and buy shares over time, again because we're

at record highs here, so looking at stocks like this,

we're talking about entering a small initial position here,

then building up your ownership stake over time.

- And when I revert back to having fair expectations

and to buying a name like a Microsoft or a Walmart,

we're looking to own these for years, okay.

We're not looking to enter into these positions

and own them for months, and then we're disappointed

because it's taken a down click of five bits, right,

so we're looking to take advantage of those downturns

when you do get that, and look

at those as buying opportunities.

I actually call that strategic buying.

A lot of people talk about the importance

of dollar-cost averaging, right, and adding strategically

to the stock market, but certainly if you just pay attention

and monitor the stock market, you can really see,

and if you've paid attention to the stock market this year,

the volatility has picked up.

- And with the volatility comes the opportunities

to get in on stocks.

I've got in on Facebook this year.

We were talking about Facebook.

There have been some tremendous buying opportunities

that only come out during times of market volatility,

so nothing to be afraid of.

Okay, so we've covered Microsoft.

We've covered Walmart.

What is the number three dividend pick we have?

- So the number three one we've got has really kind

of taken some abuse in the market.

It's part of the staples sector.

What I tried to do when I covered this sector exposure

for the group here is try to hit on some of the sectors

that I feel like a new investor has to have exposure to,

okay, so you'll notice that I don't have exposure

from utilities, telecom, materials, all right.

- Those are typically industries

that pay a very high dividend, so it was interesting

to me as well, but the reason for it really made sense.

- It really does.

We've got Procter & Gamble that went

through a huge proxy fight,

with Nelson Peltz getting added to the board there,

and I think there's been some slowing in some

of the categories in Procter & Gamble,

but Procter & Gamble is one of the largest, diversified,

consumer staples in the world, okay,

and if I was gonna recommend a stock at $96,

I'm absolutely willing to recommend this stock here

that's established a nice technical base right

in the low 70s, so if you're looking

to get a nice starting position

and a nice 4% dividend paying stock,

this is your entry point, okay.

We don't wanna wait til these stocks go up to 100

and then reflect on that buy point.

You kind of wanna buy on weakness a little bit.

- And typically,

especially if you're a beginner watching this,

what you're gonna find is that doing the right thing

in the stock market typically feels wrong at the time,

to buying a stock that's battered

and buying a stock that's low,

but you don't wanna be buying stocks at all-time highs.

You wanna take advantage of the sales,

and would you find that's the case as well?

I find a lot of people say it feels wrong

to invest in the right way.

- You have to be somewhat mechanical

and a lot less emotional about stock market investing,

and that's really why I talk a lot about

if you don't have a lot of experience in the stock market,

the only way to gain that experience is

to become an investor in the stock market.

- True.

- And every day that you log, and every week,

and every month, and every year that you log as an investor,

it's gonna really help you identify what your risk tolerance

to the stock market is, and it may be a little different

than what you self-assign from day one--

- I agree with that completely, yep.

Usually, we overestimate our risk tolerance

until you're actually faced

with the real-world situation there, so very, very true.

- I think this is one of those stocks

that I referred to that was paying a dividend out

for 125 of the previous years, right,

so the last 62 years it's increased its dividend over time.

We're looking at a market cap of 200 billion,

and I think a lot of the reason pullback

in the stock has actually been due to currency exchange,

because 64% of their business is

actually conducted overseas--

- Oh, really?

- So this is a business that does business

in 180 different countries.

That's how big Procter & Gamble is,

and it's also one of those stocks that I recommend

that you can buy and actually hold forever, okay.

It makes a very rare list for me of cornerstones

in a portfolio that you can buy, and invest, and set up

on a dividend reinvestment-- - Then, just forget about it.

- It's like a money machine.

It'll pay you the rest of your life,

and I've owned Procter & Gamble now for over five years,

and I've never regretted one day being a part

of this fabulous company.

It's really one of the best brand recognized.

You've got Pampers, Tide, Downy, Gillette, Pantene

just to name a few, so from a worldwide perspective,

these products are being identified,

and people can really relate with that product, and that--

- Yeah, and like you said, they're the staples.

They're things you're using every single day,

and again just talking more about defensive picks,

this is another defensive pick here,

because people are still gonna buy their laundry detergent

and their toothpaste no matter

what the underlying economy is doing, and so that's, again,

a lot of these picks go under noticed in a good economy,

because they're not the high flyers,

because you're not gonna suddenly see crazy growth

in the toothpaste market,

but you're gonna see consistent spending

and steady growth over a long period of time.

And so again, that's the characteristics

of a good dividend stock, and oftentimes,

these are boring investments, and that's kind

of what makes a good dividend investment is

if it's boring, then that's probably a good thing

when it comes to dividends.

- Just to tie it back in, a lot of new investors,

when they get involved with the stock market,

they really have unfair expectations about

how a dividend payer is going to behave

once it's invested in, so I really think that that's fair,

that if you're gonna invest in a good dividend payer,

and you observe the stock a month out,

you may be potentially disappointed.

The thing about it is that investment capital

that you've got in a good company

like Procter & Gamble is gonna behave in a way

that a value investment will behave in the stock market.

It's not gonna static cash like you have

in a savings account, so people are often surprised

when they invest in a stock and invested capital behaves

in a manner that you've asked it to behave in.

- Yes, that's true.

- And that's part of the conditioning

that we talk about as well.

A lot of people need to get involved

in the stock market as early as they can

to really start that mental conditioning

of really buying into a good plan,

whether it be cornerstones or dividend investments

within the portfolio or passive ETFs within the portfolio.

There's a lot more inherit benefit in that,

in getting that experience becoming an investor

in the stock market.

- All right, so we covered our first three.

Now, let's move on to number four,

the fourth dividend pick we have here for you.

- Yeah, so this has been a long-term holder of mine,

and I actually substituted one

of my other very important industrials plays in 3M,

and I substituted this fine company traded

under the ticker symbol UTX.

It's United Technologies.

It's traded on the New York Stock Exchange.

This has been a stock that I have owned for years,

and I have been proud to do so.

It pays a nice, healthy dividend of 2.2%.

United Technologies is involved in aircraft engines,

elevators, and air conditioning, so when Ryan talks

about some of the boring aspects of owning some

of these stocks, for me, there's not a lot boring

about making money, and for the bottom line

for the viewers out there that are watching the message

and trying to extract some value for themselves, right.

Sometimes, some

of these boring stocks are the very best investments, so--

- Oh, absolutely.

I couldn't agree more.

And look at, again, telecom

and the utility industry as well.

Also good areas for dividends.

That doesn't get much more boring

than power lines and telephone lines,

and then just having the subscription revenue-type thing

with the telephone companies, with your wireless carrier,

and then paying your electric bill every single month.

That's pretty much the business for these guys,

and very boring but very good areas for dividends.

- And what we tried

to for you guys is really identify those premier sectors

for you guys.

If you are a new investor, and you're looking

at the entire investing landscape,

it can be really, really intimidating.

Where do you start?

And really, where it starts and ends

with me is identifying the sectors

that I wanna be involved with, okay,

and it starts with technology.

That's why we had to offer a pick from technology,

staples and discretionary certainly.

The financial sectors, the industrial sector,

and the healthcare sector are places that,

really, you need to be, and if it's gonna be

at the expense of the utility sector

and the materials sector, and even the energy sector,

which I'm very bullish on right now, then so be it.

I'm acceptive of that, because new investors,

you can't own the entire landscape at the beginning

if you're looking for-- - True, true.

Yeah, you've gotta pick and choose,

and I understand where you're coming from,

'cause you just don't see much growth

of the utility stocks and these telecom stocks,

and when you look at something like AT&T

over the last five years.

In this boring, bull market, they've done nothing,

and so yeah, that higher dividend yield is more attractive,

but you wanna have two things with your dividend picks.

You wanna have asset appreciate and that dividend,

and if you're looking for just one of those things,

then maybe you would look at something like AT&T,

but I don't see the growth potential

for a company like that looking at the history there,

so you wanna have both components.

Even if a stock pays a lower dividend

but you have growth potential there,

I'm gonna lean more towards that

than just a pure dividend play or pure income play.

- That's right, and again, to reemphasize what we're looking

for here is a healthy dividend, and there's big difference.

Just because it's a large dividend,

and you're going after ExxonMobil and a Chevron, right,

which pays those higher than average dividends.

guys, investing in energy is very, very tricky.

It's a tricky sector to invest in,

and it's not something that I would advocate

that a new investor go out there

and just jump into the oil sector right away.

Allow yourself to define that risk tolerance

that we're talking about, and then go ahead

and dabble in some of those other sectors,

major sectors, but certainly, there's the premiere sectors

that you wanna be looking at to start.

UTX is about $100 billion, and they

just announced the acquisition with Rockwell Collins,

which I think is gonna be a real growth driver for UTX,

and it really hasn't participated.

When I looked at the industrial sector as a whole

when I was looking to get my number one pick for you guys,

I was looking at companies that I absolutely love:

Boeing, Lockheed Martin, Caterpillar, Cummins,

John Deere, and they've all just run to the moon.

Boeing's back on its streak again,

so I was really trying to find a good play

that I felt comfortable with with a P/E

that wasn't totally out of control,

so with a P/E of just over 17 forward earnings,

I think we're really good.

We're in the driver's seat to grab just a little bit

of industrials sector exposure through United Technologies.

- Mm-hmm.

So what's the next pick here?

We have number five.

- Yeah, so this is really important.

There's part of a sector that's just been absolutely beaten

down over the last decade, and it is the financial sector,

and it's one of those sectors that you have

to have exposure to, okay.

We don't add a lot of exposure to it

because of the growth perspective.

We want to invest in this particular name,

because a friend of ours, Warren Buffett,

invests in Wells Fargo, traded under the ticker symbol WFC

on the New York Stock Exchange.

I own four major banks.

Wells Fargo is one that I've owned for many years.

I own Bank of America, JPMorgan Chase, and Citigroup.

I own all four.

Wells Fargo is one of my favorites,

and it has taken a beating, and rightfully so.

It really has.

It's gone through the account scandal,

and there was a management problem from the top down,

and I believe Wells Fargo really is taking a lot

of initiative to trying to clean up the program there,

and like what Ryan's saying, you don't necessarily want

to invest into strength.

The underlying assets with Wells Fargo is

that they've got close to $2 trillion in assets, all right.

We're looking at a 2.9% dividend clip.

Now, I'm not saying that they get past this tomorrow,

okay, but we're looking at 12 time forward earnings,

and for a company like Wells, we're sitting

on a $250 billion market cap.

It really just doesn't get any better when we're looking

at loan growth potential, fee income,

and rising interest environment,

and that's why I really stress for new investors

to make sure that they're looking to get

at least a little bit of financial exposure

in a well-diversified stock portfolio,

and Wells Fargo really, really meets the bill.

Yeah, so the final pick really is my absolute favorite,

and really, if you guys were looking for a stock pick,

whether or not you were looking for a dividend investment

or just a fantastic investment, Johnson & Johnson

is also one of my companies that I recommend

that you could just buy, hold,

and forget about for the long term.

It is that good of a company.

Now, there's a lot of different facets

to owning Johnson & Johnson.

From a technical perspective,

the chart certainly caught my attention

at setting this base right here in the low 120s.

You're probably getting a very good entry point on J & J.

Half of its business is here domestically.

Half of it is international,

so you're getting some international exposure.

$333 billion in market cap and at 15 times earning, right.

We're right at that sweet spot of looking

at about a 16 multiple, right, for a good entry point

and good a dividend payer.

It's paid the dividend since 1944, guys,

so it really doesn't get any better.

56 years straight it has increased the dividend

for shareholders.

It has done nothing but reward shareholders

for owning this fine company.

It's really broken up into three different segments.

You've got the pharmaceutical side.

You've got the medical devices side,

and you've got the consumer products side,

which a lot of you guys will recognize, okay:

BAND-AID, Tylenol, Johnson's Baby,

some of those products that people have to have.

They're not optional. - Absolutely.

They're you're staples.

There's a lot of people that take Tylenol

and these products every single day,

and so that's what you have to think about

with these companies, is these are products we're using

every single day religiously and habitually,

so that's what I like to see from a dividend perspective.

- And a lot of people, when they're trying

to enter the stock market, they try to overthink it,

and a lot of these good quality companies are right

in front of your face, some of the best--

- And you overlook them

just because they're not in the headlines.

They're not making headlines right now,

because they're flying-- - They're not.

- under the radar.

All you really hear about are the high flyers,

but there's all kinds of great opportunities

that are not necessarily being talked about

or making the headlines here, so you just have

to do a little digging.

- That's so true.

It's really hard to generate intriguing news

that's newsworthy. - Yeah, about a company

like Johnson & Johnson.

- Right, 'cause everybody wants to talk about Netflix

and Nvidia, 'cause the high--

- You've got Amazon, all these guys.

They're doing amazing things.

You're not seeing Johnson & Johnson getting

into artificial intelligence, but they're doing

what they've been doing for over 100 years very well,

or close to 100 years.

They're just very consistent.

- They've made some very, very good strides

with regard to their cancer and stroke prevention,

and then the last aspect that I will mention,

and this is something that I really take seriously

when recommending stock picks for new investors,

is that Johnson & Johnson is one of the very rare companies

that has a triple-A Moody's rating

for their financial stewardship,

and that is extremely good to know.

If you're gonna be a stockholder in a company,

it is so nice to know that they are taking

and being good stewards with their money

and turning back that money to stockholders.

I've owned Johnson & Johnson for years,

and I certainly don't mind making that recommendation

for any new investor out there that's looking

to get a cornerstone in their portfolio.

Johnson & Johnson is another one of those stocks

that I recommend that you buy, guys,

and you keep it forever.

Become an investor, and you will own Johnson & Johnson,

and you will enjoy owning Johnson & Johnson, really,

over the long term and really start to understand

why you're a dividend investor, and it really takes time

to validate that for a new investor.

You've gotta get that time logged in the book

to really understand why you pick quality names like this

in the stock market.

- Absolutely.

All right, guys, well that's gonna wrap up this video.

Ryan took a four-hour trip to drive here,

so let's show him some appreciation.

It's the Independent Investor on YouTube.

I have it linked up down in the description.

So the one thing I wanna mention, too,

you're doing a lot of live streams now, right.

I don't see a lot of that going on.

You do it weekly or as close to weekly as possible.

- Yes, I do it every week.

I've been going on Friday.

I may switch it to Saturday night,

but look at those live feeds anywhere in the evening,

nine o'clock Eastern Standard Time.

It really gives a great opportunity

to provide some visibility to what we're doing

on the channel, and it gives kind of a weekly update

for people to throw questions from wherever that may be,

as simple as it may be, as advanced,

to kind of throw those my way

and get a different perspective.

- Very cool.

All right, guys, well thank you so much for watching,

and I will see you in the next video.

If you are interested in learning more

about investing in the stock market,

I've created a free course just for you.

The link is in the description below.

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