HOW TO INVEST $10,000 📈 Investing Your First 10,000 Dollars #Best Education Page #Online Earning

how's it going today guys so what we're

going to be talking about today is how

to invest ten thousand dollars so this

is kind of a continuing series i've been

doing on my channel here first we had

how to invest $1,000 then we had how to

invest $5,000 and now we're up to

$10,000 so what I want to say before I

get into this is there are some things

that I recommended in the previous video

that would apply with investing $10,000

but I didn't want to just restate what I

said in the previous videos because a

lot of people have watched every single

one of these I'm not trying to just

repeat myself and bore my viewers so

what I did is I just made a note next to

these two where you can find out more

about that so if you're the first-time

viewer of this mini series I'm doing

here and you're looking to find out more

about that check out those videos there

for more information on that but anyways

so you have $10,000 saved up and you're

looking to invest it first of all you

should pat yourself on the back because

that more money than most people have

saved up and that's a significant amount

of money to be able to invest the first

thing I'd recommend doing if you have

$10,000 is to maximize your

contributions to a Roth IRA and in 2016

you can contribute up to $5,500 so you

could actually Mack you maximize your

contributions for 2017 maybe they'll

increase it or maybe I'll stay the same

but you'll be able to fully maximize

your contributions to a Roth IRA and

then have a little bit left over to

invest in some other forms so that's the

first thing I'd recommend doing maximize

your contributions to a Roth IRA the

benefit with that is unlike a

traditional 401k where it's tax deferred

because you pay taxes at the end with a

Roth IRA you're basically contributing

contributing to it with money that

you've already paid taxes on so because

you pay taxes on that money already

you're able to put that money away and

it grows tax-free as long as you don't

touch it until a certain age and I

believe right now it's fifty nine and a

half foot but that may change especially

if you're a young person I wouldn't Bank

on that I'm sure they're going to push

it off to a further date as people begin

to live longer but that is a great way

to save money for your future outside of

a 401 K so the very first thing I would

say fully maximize the contribution

is to Roth IRA and if you want to hear

me talk more about that watch my video

on how to invest $5,000

number two we this is another great

option this is actually how I invested

my first $10,000 was invest in a low fee

index or mutual fund so I got started

with a mutual fund this was actually

about eighteen months ago I actually

just ran the report on that and over the

last 18 months

I know markets have been good so this

may not be what I'll expect to see long

term but over the last 18 months I've

had eight point six four percent return

on that so I'm very happy with that so

you could invest in a low fee index or

mutual fund for a very set it and forget

it type investment where if you're not

looking to be very active with your

investment and you're looking for a

passive investment this is great because

it's the kind of thing where you just

put your money there

maybe you'll continue to contribute in

towards it and in the future but it's

something you just pretty much put the

money in and you forget you even have it

and you check up on it once in a while

but if you want to hear me talk more

about that I covered that in how to

invest $1,000 now let's get into some

new stuff so with $10,000 there's

definitely more that you can do and the

biggest thing that's possible to you now

is investing in real estate as far as

direct ownership with real estate so you

can get started in real estate investing

with $10,000 basically what you're going

to have to do is leverage your money as

a down payment on a buy and hold real

estate investment so the idea what that

is you invest in a piece of real estate

you get a mortgage on a property and

hopefully you do your research and you

buy in a good area and then you're going

to rent that piece of property out to a

tenant and then you're either going to

get positive cash flow from that if

basically the rent that you're getting

exceeds your expenses so any repair fees

or any maintenance fees you're going to

have on that property the insurance as

well as the mortgage if you have a

positive capsule at the end of the day

you're essentially getting all that free

equity as your tenant pays your mortgage

for you and you have money left over

each month that is a win-win scenario

and even if you're in a situation where

you're just breaking even each month and

your tenants are just paying for that

mortgage that's still free equity that

you're getting because you're not paying

that mortgage your tenants are paying it

for you so this is one of the best ways

to invest your money it's definitely

higher risk it's not a low risk

investment by any means and it's

definitely not

investment a lot of people trying to

sell real estate is a passive investment

and at first if anything but passes

because you're going to have to do a lot

of work you're gonna have to maintain

the properties figure out things like

snow removal lawn care I'm not going to

go crazy into this because this is just

kind of an overview video to kind of

give you guys some ideas so I'm going to

leave it at that but real estate direct

ownership is definitely a great option

if you have ten thousand dollars to

invest and your other option too would

be a buy and hold but a buying flip and

obviously if you're doing that you need

access to financing in order to pay for

all the basically whatever you need to

do to rehab that house and hopefully

sell to a profit but if you are handy

yourself and you'll have friends who are

handy and you have access to financing

maybe buying and flipping a piece of

real estate wouldn't be a bad idea now

number four you could probably do this

before you had ten thousand dollars but

I just wanted to talk about this is

another way to invest money if you're

looking to invest in real estate with

less risk you can invest in a real

estate investment trust it's also called

a REIT I'm sure you guys have heard

these mentioned before but this is

basically real estate as a publicly

traded investment and reach trade on

major exchanges just like the stock

basically what they do with a REIT is a

trust expand and the money from

investors is used to purchase operate

and sell income generating profits now

this is a low-risk investment with high

liquidity because it's traded like a

stock on the stock exchange it's very

easy to sell that investment

significantly easier than it would be to

sell a physical piece of real estate you

could sell a REIT in a day in an hour

and a minute note without an issue

because it's trading on a major exchange

very high liquidity with the REIT REITs

are very similar to dividend stocks in

fact they're almost identical just the

underlying investment is actually

representing a piece of property not an

actual company and the way that it works

is in order for something to be

qualified as a REIT they have to pay out

ninety percent of taxable profits in the

form of dividends to the investors

what's interesting about REITs a lot of

people don't realize this is that they

often represent non-residential

properties so it's not uncommon to see a

wreath representing malls or medical

buildings as well as office buildings so

it's a cool way to get diversify into

commercial real estate obviously I'm

sure you guys know commercial real

estate

more expensive to get into but if you

invest in the form of REIT you get some

exposure to commercial real estate

without having to have such an upfront

investment they're basically just like

you know real estate traders on the

stock market that's the best way to look

at it reach and if you're looking for

further diversification

there's also reap mutual funds which BG

basically provides you abroad for a

broad exposure to a number of different

realities

real estate investment trusts kind of a

tongue twister never sorry about that

alright number five this is one that's

probably going to interest most of us

here is investing in a stock portfolio

now I pretty much said if I started

doing my investing in stock about

probably a year ago when I first got

started but I got more into it in the

last eight months or so I would say but

if I were to set up a if I had $10,000

and I was going to set up a stock

portfolio and I was a complete beginner

here's how I would recommend setting it

up and this is more for a long-term

investment and this is basically what I

would do I would invest 25 to 40 percent

in a blue-chip stock that you love and

then I would take another 25 to 40

percent and invest it in a second blue

chip stock of a company that you love

but of a different sector that way

you're not all in one basket then I

would take the remaining 20 to 50

percent depending on how much you

invested in those first two stocks and I

would invest that in one to three

different Mid Cap Growth stocks

obviously if you're heavily involved so

50 percent involved in these hot and

admit Cap Growth stocks there's going to

be higher risk and if you're less

involved there is going to be lower risk

and this is all based on historical data

on you know mid cap versus large cap

stocks so it's not guaranteed but just

based on the past this would be your

best strategy as far as avoiding risk

would be be more heavily involved in

blue chips that would be lower risk and

if you're more heavily involved in the

growth stock there's going to be a

little bit higher risk there so all

kinds of what your risk tolerance is as

an investor things I would avoid as far

as investing in stocks would be avoid

all penny stocks avoid small cap stocks

and a lot of penny stocks are considered

small cap stocks I would also recommend

avoiding biotech and pharmaceutical

companies because there's a high risk of

those companies going bankrupt so that's

just from what I've seen and some of my

personal experience as well and I've

talked to a lot of people who have

invested in biotech and from

suitable companies and they were not

happy with their investments I know I've

told the story before one of my first

investments was actually a biotech

company and I bought that stock back in

January of 2000 let me take care of 2016

January 2016 so it was like 15 months

ago or so now and I bought the stock

when it was in the stock I just fallen

like I think 200 percent or something

and I was like oh it couldn't possibly

go lower and I have a very small

position and I think I have like 150

dollars worth of the stock and it fell a

lot more from there and I'm still

waiting for that select and come up and

price just so I can sell and I've been

holding that stock now for 15 months and

it's getting there it's climbing a

little bit each day but it's something

I'll be holding for a long time and

maybe 18 months go by and I broke even

on it so definitely that's not a good

investment so that's my personal

experience with biotech the very high

what's the word I'm looking forward to

your volatility the very high the very

volatile stocks for sure and a lot of

times they're based on things like FDA

regulations and that's just not

something I want to have my money riding

on anyways like I said invest solely in

blue chip stocks if you're looking to

keep risk to a minimum and with a stock

portfolio like this and most stock

investing you want to think long-term

that's the best way to do it in my

opinion okay so number six this is my

favorite way to invest ten thousand

dollars and it's been my favorite way in

the previous videos too but the best way

to invest money is actually to invest in

yourself so what I would recommend is

either starting a business or get a

certification that will allow you to

make money to make more money every

single day so here's a couple things you

could get up and running for $10,000 or

less number one would be to get a home

inspection license as well as the

equipment needed so maybe ladders a

truck flashlights whatever it is that

you would need but get a home inspection

license because the average fee for a

home inspection is $500 so you can make

a lot of money doing home inspections

for people looking to buy a home another

example would be to become a private

investigator get the license to practice

pay for the liability insurance while

the equipment and the database access

and become a private investigator then

the third example I had on here I don't

know if you guys saw my video on it was

basically

to sell house I talked about how much

real estate agents make they make a

killing you could become a real estate

agent pay for the online course and guys

that is significantly less than ten

thousand dollars I think when I looked

in it I saw courses as little as $500

for a 75 hour real estate course did you

up and running as a real estate agent

I'm pretty sure that was the case if I'm

wrong please correct me but from what I

could see it's not that expensive to get

your real estate certification and get

up in the running selling real estate

and making those sweet commissions for

yourself so those are three really cool

ways that you could invest money in

yourself and then make more money every

single day and then you take that money

that you have and you invest that money

that's just a way to make more money

have more money to invest and just you

know grow your wealth over time but

definitely none of these businesses here

none of your signal is bordello or

get-rich-quick schemes these are all for

building long-term wealth and basically

each of these businesses here guys can

make you a lot of money long term and

rather than maybe you're working a job

right now you're not making a ton of

money rather than invest in something

else why not invest in yourself so you

can make more money each and every day

and you could also look at investing in

you know a college degree maybe get a

community college degree a lot of those

cost a lot of ton of money I know from

my two years at school

cost me about $12,000 in tuition so

we're almost there with that ten

thousand so you could be well on your

way to getting yourself a college

education if you're looking at the

community college or whatever but

anyways guys that's pretty much all I

got for this video if you guys enjoyed

it please drop a like and feel free to

drop me any comments below with any

feedback you have about this video if

you guys are new to the channel I would

certainly appreciate it if you guys

would subscribe to be notified of any

future uploads and as always I thank you

guys for watching this video

you

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